Terms-of-Service

Terms of Service

Welcome to the HNM Group website! By using our website, you agree to these terms of service, which govern your use of the website and any services offered through the website. If you do not agree to these terms, please do not use our website.

  1. User Accounts In order to access certain features of our website, such as uploading content or purchasing goods or services, you may need to create a user account. You are responsible for maintaining the confidentiality of your account login information, and you agree to accept responsibility for all activities that occur under your account.
  2. User-Generated Content Our website may allow you to upload, submit, or otherwise make available content, including text, photos, videos, and other materials. By uploading content to our website, you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, copy, modify, create derivative works based on, distribute, publicly display, publicly perform, and otherwise exploit in any manner such content in all formats and distribution channels now known or hereafter devised (including in connection with the HNM Group business and on third-party sites and services), without further notice to or consent from you, and without the requirement of payment to you or any other person or entity.

You represent and warrant that: (i) you either are the sole and exclusive owner of all content or you have all rights, licenses, consents and releases that are necessary to grant to HNM Group the rights in such content, as contemplated under these Terms of Service; and (ii) neither the content, your submission of the content, nor HNM Group’s use of the content (or any portion thereof) will infringe, misappropriate or violate a third party’s patent, copyright, trademark, trade secret, moral rights or other proprietary or intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation.

We reserve the right to remove any content that you upload to our website at our sole discretion, without notice or liability to you.

  1. Purchases Our website may allow you to purchase goods or services, including subscriptions to content or services provided by HNM Group. All purchases made through our website are subject to our sales terms and conditions, which will be presented to you at the time of purchase.
  2. Contact Information If you need to contact us for any reason, you can reach us at info@hnmgroup.co.zm. We will make commercially reasonable efforts to respond to your inquiry in a timely manner.
  3. Disclaimer of Warranties Our website and all services provided through our website are provided “as is” and “as available.” HNM Group makes no representations or warranties of any kind, express or implied, as to the operation of our website or the information, content, materials, or products included on our website. To the full extent permissible by applicable law, HNM Group disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.
  4. Limitation of Liability In no event shall HNM Group be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or any services provided through our website.
  5. Governing Law and Jurisdiction These terms of service shall be governed by and construed in accordance with the laws of Zambia, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these